Start #2: Total Money Makeover

Here I am, committing on the page to start our Total Money Makeover.  I debated about the timing of this admission.  First I thought to myself that I would declare before I read the book, then I said I would start after I finished the book.  Then I thought I would wait until we start the program to start here on the page, or wait to see if it will even work for us.  But waiting leads to procrastination in disguise of more creative timing. 

I finished what I said I was going to finish, Dave Ramsey's Total  Money Makeover book.  I finished with tears streaming down my face on Saturday on our drive back down from Prescott.  I cried at reading so many powerful stories of those surviving their own struggles of debt and becoming debt-free. I near-sobbed at how we will write our own story towards freedom from debt and the emotional burden of our finances, as well as the fear of remaining in the place we're in now.  I let tears flow freely over imagining us succeeding.  Where will we be?  When will it be that we cross that threshold?

Our first appointment with our Dave Ramsey certified financial counselor (because yes, we need that much help), is Wednesday after work.  We've been preparing our worksheets by day and tossing and turning (well, at least I am) at night, numbers swirling and spiraling like Alice down the rabbit hole.

I have a feeling we do not yet know the level of commitment this will require, and the amount of discomfort we will face as we confront our money fears to conquer.  To climb, sweat, endure, progress, and conquer.

What better friend to have on our journey than Louise Hay and her affirmations from "I Can Do It" for the ride:

I think big, and then I allow myself to accept even more good from life.
Today is a delightful day.  Money comes to me in unexpected ways.
I have unlimited choices, opportunities are everywhere.
I truly believe that we are here to bless and prosper each other.  I reflect this belief in my daily interactions.
I support others in becoming prosperous, and in turn, life supports me in wondrous ways.
I now do work I love, and I am well paid for it.
The money that comes t me today is a pleasure to handle.  I save some and spend some. (and give some)
I live in a loving, abundant, harmonious universe, and I am grateful.
Money is a state of mind that supports me.  I allow prosperity to enter my life on a higher level than ever before.
I move from poverty thinking to prosperity thinking, and my finances reflect this change.
I delight in the financial security that is a constant in my life.
I radiate success, and prosper wherever I turn.